mr. fall loss

mr. fall loss

Why do fools fall in love?

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Prior to the wedding, the ring is often the single largest one-time expense that you may have related to your wife-to-be. This being said, the decision of purchasing a ring can often take an emotional twist that can make it hard to make a good decision. With the thousands of places that you can purchase a ring, it can also become a real task to find the best VALUE for your dollar. There is a very specific reason that I use the word VALUE, as it is the key to what you are about to read.You can buy the first ring you see, the largest, the prettiest, or the cheapest and none of these may be the best VALUE. Value is the result of what you get divided by what you pay for it (VALUE= PRODUCT/PRICE). When you pay more for an item than you get, the value is less than 1 - which is not good. To obtain a good value, you must find a ring that will give you a result that is better than 1. There are a few items that can rapidly increase the value of the purchase and relieve you from being separated with your money on an emotional purchase that may leave you with a sour taste after the emotions settle. One of the fastest ways to increase the value of an item such as a diamond is to get a certified diamond. Certified diamonds separate themselves immediately with a third-party evaluation of characteristics that substantiate their value. The third-party, usually the Gemological Institute of America (GIA) or the American Gem Society Laboratories (AGSL), grades the loose diamonds using recognized standards that enable the purchaser to be assured that the price component has a validation. It is not the retailer estimating the price based upon a desired profit level; the price is derived by comparable diamonds of carat weight, clarity, cut, and color which allow it to be effectively appraised for its true worth. This ability to have appraisal is very important if you should decide to insure your purchase against theft or loss. In essence, this assures that you can get a true VALUE for your purchasing dollar as you can effectively determine the difference in the price you pay and the appraisal. To give a personal example, I purchased my wife?s engagement ring from Blue Nile, one of the most respected online retailers of diamonds in the world. After a lot of searching, I found them to be one of the best values (followed closely by Mondera) for my upcoming purchase. I was able to find the best-valued diamond to create a perfect ring for my wife. This value comes as the purchase price of my GIA certified diamond was approximately half of the appraised replacement value that I was able to insure it. This means that I was able to get a value rating of 2 (Value=appraisal/price) and an even bigger rating from my then-girlfriend, as I was able to get a bigger, clearer, brighter diamond than I would have been able to afford at other places.There are a lot of places that are eager to separate a ?fool-in-love? from his money. Don?t fall a victim to these, as there are places that will allow you to get the greatest value for your hard earned dollars. Blue Nile and Mondera are not the only, but I am very confident that they are two of the best at providing VALUE.

Rob Tillman is the President and Co-Founder of preposals?, a consulting company specializing in marriage proposal planning services. For more articles and many other resources for planning an unforgettable marriage proposal, go to http://www.preposals.com or call us at (877) P-POSALS. preposals? ...It's what REALLY comes first.



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